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COMMERCIAL INSURANCE OPTIONS

Commercial Auto

The company car, a food truck, a tow truck, whatever your business there is probably a vehicle that makes it possible. Company Car, Fleet Vehicles, Trucks and package policies, all forms of vehicle insurance policies are not created equally so let us help.

General Liability

Standard asset protection provided with general liability insurance plans to effectively protect financial assets of any sized businesses when faced with various types of liability claims. 

Commercial Property 

When it comes to protecting your business, choosing the right amount of commercial property coverage is essential. Too little,  will end in an expensive mistake, too much means using money that could be set aside to help your business grow. 

Professional Liability

Most business owners understand that a general liability policy offers only basic financial protection. Your business may still be vulnerable to costly lawsuits, let's make sure you are covered all over. 

Commercial Umbrella

Standard liability insurance protects against certain types of losses, but may not provide sufficient coverage in the event of a lawsuit. Umbrella insurance offers additional protection and coverage to pick up where your standard liability policy drops off.

Workers' Compensation

Whether you have a small number of employees, or a large staff, most employers are required by law to provide compensation coverage to cover lost wages and medical expenses from such job related illness or injury.

EMPLOYEE  INSURANCE OPTIONS

Group Yoga Class

Group Health

While you want to provide the best group health plan possible for your employees, you need cost effective insurance with sufficient coverage that gives you peace of mind. Let us help.

Vision Exam

Dental and Vision

Whether you choose to pay only a small portion or the full premium for your employees, take advantage of our expertise and access to a wide range of insurance carriers. You can select from stand-alone dental,and  vision plans, or make adjustments to their existing health plans.

Family

Accidental Death and Dismemberment (AD&D)

Coverage which helps pay lump sums in the event of a serious workplace accident that is fatal, or causes permanent injury/disability, or specifically, dismemberment.

Accessible Home Office

Disability 

If an employee at your business is unable to work for an extended period of time due to an accident or illness. Long term, or short term disability plans can cover a portion or all of the lost income, enabling an injured employee to meet their expenses.

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Long Term Care

Long term care insurance provides assistance that goes beyond disability coverage when a person is unable to carry out regular daily activities following an accident or illness. Insurance for extended care ensures a reasonable quality of life in the event of a prolonged health problem and a clear reduction in financial stress.

Lasting Friendship

Supplemental Retirement Savings

In addition to the qualified retirement plans offered to employees, supplemental retirement coverage is a pension plan that can be tailored to provide benefits that exceed those covered in basic retirement plans such as an IRA and 401(k). 

Medical Consultation

Life and Health

It is important to make sure that when your employees fall sick that they are taken care of. By having employees come together under one policy they receive coverage at a lower cost than they would individually.

Contact

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